Current Rates
Prime Rate: 3.25%
Current Deposit Account Interest Rates (1)
(2)
Effective
August 08, 2010
Until Further Notice
|
Account |
Average Daily Minimum |
Rate |
Annual
Percentage Yield |
Compounding
Method |
|
Checking with Interest |
$5,000.00 or More |
0.15% |
0.15% |
Monthly |
|
$1,500.00 - $4,999.99 |
0.10% |
0.10% |
Monthly |
|
$0.00 - $1,499.99 |
0.05% |
0.05% |
Monthly |
|
Charter Prestige Account |
$50,000.00 or More |
0.15% |
0.15% |
Monthly |
|
$10,000.00 - $49,999.99 |
0.10% |
0.10% |
Monthly |
|
$0.00 - $9,999.99 |
0.05% |
0.05% |
Monthly |
|
Personal Money Market Account |
$2,500.00 or More |
0.15% |
0.15% |
Monthly |
|
$0.00 - $2,499.99 |
0.05% |
0.05% |
Monthly |
|
Business Checking With
Interest |
$15,000.00 or More |
0.15% |
0.15% |
Monthly |
|
$5,000.00 - $14,999.99 |
0.10% |
0.10% |
Monthly |
|
$0.00 - $4,999.99 |
0.05% |
0.05% |
Monthly |
|
Charter Prestige Business |
$50,000.00 or More |
0.15% |
0.15% |
Monthly |
|
$10,000.00 - $49,999.99 |
0.10% |
0.10% |
Monthly |
|
$0.00 - $9,999.99 |
0.05% |
0.05% |
Monthly |
|
Business Money Market Account |
$5,000.00 or More |
0.15% |
0.15% |
Monthly |
|
$0.00 - $4,999.99 |
0.05% |
0.05% |
Monthly |
|
Personal & Business Savings |
$300.00 or More |
0.15% |
0.15% |
Monthly |
Certificate of
Deposit Interest Rates (3)
Regular fixed rate CD and IRA rates
Effective
August 08, 2010
Until Further Notice
|
Term |
Minimum
Balance |
Rate |
Annual
Percentage Yield |
Compounding
Method |
|
182
Day |
$5,000.00 |
0.45% |
0.45% |
Annually |
|
12
Month |
$5,000.00 |
1.02% |
1.02% |
Quarterly |
|
18
Month |
$5,000.00 |
1.12% |
1.12% |
Quarterly |
|
24
Month |
$5,000.00 |
1.22% |
1.22% |
Quarterly |
|
30
Month |
$5,000.00 |
1.37% |
1.38% |
Quarterly |
|
36
Month |
$5,000.00 |
1.42% |
1.43% |
Quarterly |
|
60
Month |
$5,000.00 |
2.21% |
2.23% |
Quarterly |
(1) Annual
Percentage Yield assumes minimum required balance
maintained for a period of one year.
(2) Rates may change after account is opened.
(3) Annual Percentage Yield assumes minimum balance
maintained for full Certificate of Deposit term, interest
is capitalized (added back) and deposit is renewed at the
existing rate for additional periods up to one year. A
penalty may be imposed for early withdrawal.
*Annual Percentage Yields
are accurate as of effective date listed.
*Fees could reduce the earnings on the account.
*For additional information, call telephone number
below.
|
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