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Deposit Services

Business Accounts

A Deposit Account for your Business…..Large or Small!

Small Business Checking – Designed for small businesses with lower banking transaction volume

  • $100 minimum balance to open
  • Small fee only if “average daily balance” falls below $5,000
  • Per item fees for items in excess of 150
Business Checking with Interest - Sole Proprietorships and Non-Profit Organizations only
  • $100 minimum balance to open
  • Interest paid on all balances
  • Interest begins to accrue on first business day of deposit
  • Interest calculated daily and credited monthly
  • Small fee only if “average daily balance” falls below $1,500
Business Charter Prestige Account - A high balance-high yielding NOW Account for Sole Proprietorships and Non-Profit Organizations only
  • $10,000 minimum balance to open
  • Maximum interest rate paid on balances of $50,000 or more
  • Interest calculated daily and credited monthly
  • Interest begins to accrue on first business day of deposit
Business Money Market Account – Interest Bearing**
  • $200 minimum balance to open
  • Interest paid on all balances
  • Interest begins to accrue on first business day of deposit
  • Interest calculated daily and credited monthly
  • Small fee only if “average daily balance” falls below $2,500
Business Savings Account – Interest Bearing**
  • $100 minimum balance to open
  • Interest calculated daily and credited monthly
  • $300 average daily balance to avoid maintenance fee Business Account Analysis – Designed for high volume transaction balance accounts
    • Strengthen your cash management control
    • Manage your bank accounts
    • Detailed monthly overview and bank balance position
    • Access to timely and accurate information
    • Monitor service charges and determine necessary balance requirements
    • Evaluate use of available funds
    Certificates of Deposit
    • Variety of Terms
    • Attractive market rates

 

Personal Accounts

A Deposit Account to meet your needs!

Regular Checking – traditional account

  • $100 minimum balance to open
  • Maintenance fee imposed if the account falls below $500 any day during the month.
EZ Checking – low volume account
  • $50 minimum balance to open
  • $5 per month maintenance fee
  • Includes 10 check or ATM withdrawals per month
Personal Checking with Interest – earn interest while you spend
  • $100 minimum balance to open
  • Interest paid on all balances
  • Interest begins to accrue on first business day of deposit
  • Interest calculated daily and credited monthly
  • Small fee only if “average daily balance” falls below $1,500
Charter Prestige Account - A high balance-high yielding NOW Account
  • $10,000 minimum balance to open
  • Maximum interest rate paid on balances of $50,000 or more
  • Interest calculated daily and credited monthly
  • Interest begins to accrue on first business day of deposit
Personal Money Market Account – Earn interest while you save**
  • $200 minimum balance to open
  • Interest paid on all balances
  • Interest begins to accrue on first business day of deposit
  • Interest calculated daily and credited monthly
  • Small fee only if “average daily balance” falls below $2,500
Personal Savings Account – Traditional savings**
  • $100 minimum balance to open
  • Interest calculated daily and credited monthly
  • $300 average daily balance to avoid maintenance fee
Certificates of Deposit
  • Variety of Terms
  • Attractive market rates

**Transaction Limitations: You may make no more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card and similar transactions from your account per month or statement cycle.



 



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